For over 150 years, the Wells Fargo name has stood for reliability, integrity, and pioneering progress that helps people manage their money and grow their assets. This is why Liberty Harbor is proud to partner with the nation's largest and most respected retail mortgage lender - Wells Fargo Home Mortgage. Wells Fargo has been the nation's leading new construction lender for the past 9 years and is the nation's only AAA-rated bank by Moody's. Other accolades earned by Wells Fargo include:

• Best managed company in US banking by Forbes Magazine
• Most respected financial services company worldwide by Barrons
• Most admired bank in US by Fortune Magazine

Now Wells Fargo brings their expertise to the Liberty Harbor Project to guarantee a secure foundation for your new home.

Interested in a long-term rate-lock?  Wells Fargo's Builder Best Program protects your rates for up to 24 months!

Builders Best Program:

• Locks in rates for up to 24 months
• Allows a one time option to re-lock, should market rates decrease
• Allows the option to switch to another eligible product
• Allows for interest only loans

• as mortgage principle payments are made, and when your home has increased in value, increases are automatically added to your line of credit.
• no new applications, fees, or paper work to increase your home's line of credit
• you can choose to decline or limit any increase in your line of credit

Interested in a program where your word makes the strongest statement?  Wells Fargo's Mortgage Express program is a stated income/stated asset program with no documentation!

Mortgage Express:

• no requests for tax returns, bank statements, or paystubs
• popular for self-employed and professionals involved in partnerships or practices
• quick and simplified loan process
• allows for interest only products

Interested in a Jumbo mortgage? Wells Fargo's offers the Expanded Financing Solution product which is a minimum documentation loan with no income disclosure and no ratio calculation!

Expanded Financing Solution/Blended Jumbo:

• combination of a conforming fixed-rate first mortgage and an adjustable second mortgage results in a smaller blended payment
• minimum documentation
• allows for interest only products

Interested in obtaining financing for a second or vacation home? Wells Fargo has lending capabilities in all 50 states and the application process is quick and easy. You can apply on the phone or over the internet! With your established pattern of mortgage payments, you may be eligible for a no-income-verification program!

Second/Vacation Homes:

• less demanding documentation programs
• no income verification
• allows for interest only products

Interested in financing for a "lot loan"? Take advantage of the Wells Fargo 90% Lot Loan.

90% Lot Loan product options:

• 1-3 yr interest only balloons
• 2-5 yr principle and interest balloon with up to 30 yr amortization
• 10 yr balloon
• 20 yr note with interest only option for the first 24 months and balance being amortized over the remaining 18 yrs